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Medi-Cal Planning

What is Medi-Cal?


Medi-Cal, around the country known as Medicaid, is program that helps individuals with their health care costs.  Of particular interest to seniors and their families is that Medi-Cal can help pay for most or all of a person's long-term care in a skilled nursing facility or nursing home.

What are the requirements to receive Medi-Cal?

Beginning January 1, 2024, the rules for Medi-Cal significantly changed. There is no asset test to qualify for Medi-Cal.  There are still income requirements.  If you are single, most of your income will be allocated towards your Share of Cost (i.e. co-pay).  If you are married, the well spouse can keep up to $3,854 of income (known as the Minimum Monthly Maintenance Needs Allowance). 

What if I have too much money to qualify?

This is no longer an issue as of January 1, 2024!  You can have substantial assets and still qualify for Medi-Cal. 


What if I have too much income to qualify?

Give us a call today if you think you have too much income to qualify for Medi-Cal.  There are several planning opportunities to assist with helping you or a loved one reduce income while receiving Medi-Cal.  

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